safe, stable and affordable homes
Supporting housing stability through housing counseling

The COVID-19 pandemic continues to worsen existing inequalities across the United States. Unfortunately, many families and individuals across the U.S. continue to face job loss, financial instability and the threat of homelessness. A report by the Consumer Financial Protection Bureau (CFPB) shows that Black and Hispanic mortgage borrowers are more likely to be delinquent or in a forbearance program compared to white borrowers. 

The American Rescue Plan Act of 2021 was signed into law by President Biden on March 11, 2021, in order to address these issues and stabilize our homes and communities. The legislation charges NeighborWorks America with designing and administering a national, $100 million housing counseling program that will provide grants to support housing counseling for households facing housing instability, such as eviction, default, foreclosure, loss of income or homelessness. 

We have designed the Housing Stability Counseling Program, with the help of a diverse set of stakeholders, to meet the needs of residents facing housing instability and ensure funds are released to housing counseling agencies throughout the nation as quickly as possible.
 

Register for online classes

As communities across the country grapple with the lingering effects of COVID-19 and, at the same time, tough issues around racial inequity and an uncertain economy, NeighborWorks is focused on capacity-building and the sharing of best practices. Take advantage of our many online classes.

Register

Save the Date

Save the date for upcoming events and training opportunities. 

March 22 – Webinar: Housing Counseling and Legal Services 
March 31 – HSCP quarterly program report due
April 14 – Office hours with HSCP staff
May 23-27NeighborWorks Training Institute (NTI) in Los Angeles, California

Not OK? That's OK!

Latina woman stands in the doorway of her home

At NeighborWorks America we realize that in these challenging times, too many families and individuals in our communities are at risk. Their health is at risk. Their financial security is in jeopardy and, in turn, so are their homes.

Many homeowners are struggling to make mortgage payments as a result of the coronavirus pandemic, so it's important to know your options and your rights. A vast number of homeowners have the right to a forbearance on their mortgage for a coronavirus-related financial hardship. Contact your lender to find out if your loan qualifies. It's important to know and understand your options before you fall behind on a payment so you don't run the risk of damaging your credit.