safe, stable and affordable homes
Supporting housing stability through housing counseling

The COVID-19 pandemic worsened existing inequalities across the United States. Unfortunately, many families and individuals across the U.S. continue to face job loss, financial instability and the threat of homelessness. A report by the Consumer Financial Protection Bureau (CFPB) shows that Black and Hispanic mortgage borrowers are more likely to be delinquent or in a forbearance program compared to white borrowers. 

The American Rescue Plan Act of 2021 was signed into law by President Biden on March 11, 2021, in order to address these issues and stabilize our homes and communities. The legislation charged NeighborWorks America with designing and administering a national, $100 million housing counseling program that would provide grants to support housing counseling for households facing housing instability, such as eviction, default, foreclosure, loss of income or homelessness. 

We designed the Housing Stability Counseling Program, with the help of a diverse set of stakeholders, to meet the needs of residents facing housing instability and ensure funds are released to housing counseling agencies throughout the nation as quickly as possible.

Read recent stories about the program's impact: 

Register for Online Training

NeighborWorks America and our partners are committed to providing training resources and tools so you can effectively address new challenges (such as the need for remote counseling) and enhance your community impact. Our goal is to make training easy and accessible at a time when you need it most.


Save the Date

Save the date for upcoming events, training opportunities and important dates to remember. 

Dec. 14 — Office hours with HSCP staff 
Jan. 2  Reminder: Quarterly survey due for Original (Extension) grantees 
Jan. 11 — Office hours with HSCP staff
Jan. 31 — Reminder: Quarterly survey due for Reallocation Round 1 (Extension) grantees 
Feb. 8 — Office hours with HSCP staff
Feb. 29Reminder: Quarterly survey due for Reallocation Round 2 grantees

Reallocation Round 2 Requirements

To participate in reallocation round 2, grantees must be compliant with program requirements, including: 

  • Counselor certification up to date.
  • Most recent FY22 audit package on file with HSCP.
  • No outstanding quarterly reports.
  • Active registration.
  • Current crime/fidelity bond insurance policy on file with HSCP.
  • 100% client production submitted by Sept. 30, 2023.
  • Final report is completed by Oct. 31, 2023. 
  • All other terms and conditions of the grant agreement remain the same.