To address rising housing costs that keep homeownership out of reach for many families with low financial resources, some nonprofits are advancing the concept of shared equity housing. In shared equity housing, ownership is shared between a homeowner and a nonprofit representing the community, between a group of homeowners, or when an initial subsidy is passed down from one family to the next over generations to keep a home affordable over time. Models include community land trusts (CLTs), deed-restricted homes, limited-equity housing cooperatives and resident-owned manufactured housing communities (ROCs).